Real estate investments · Initial focus
Investing in tangible value
Residential real estate is a cornerstone of our strategy. A home is an identifiable asset with a clear economic function: providing housing. Its value can be independently assessed, and rental income comes from the actual use of the property.
Illustrations only. No returns are guaranteed and you may lose some or all of your capital.
- NetherlandsResidential property
- No interestReturns linked to real property
- From €3,000Proposed, subject to final terms
Structure
How a property investment is put together
Investors participate in a defined residential property through a dedicated investment structure. The exact ownership vehicle, investor rights and profit-sharing arrangements are set out in each offer.
- 04Sale and settlement
At exit, the property may be sold or otherwise settled under the agreed provisions.
- 03Letting and distributions
The home is let and managed; net rental income may be distributed under the terms.
- 02Acquisition
Once funding and other conditions are met, the investment vehicle acquires the property.
- 01Investors participate
Each investor joins through the legal structure of a specific property offer.
Our residential real estate proposition
Homes for tenants, value for investors
Our investment model focuses on acquiring carefully selected residential properties through dedicated investment structures and renting them to tenants under long-term tenancy agreements. Returns are linked to net rental income and any capital gains realised when a property is sold.
For investors
Participation in a defined residential property, with performance linked to rental income, expenses and eventual sale proceeds.
For tenants
Professionally managed rental housing, with attention to maintenance, property quality and applicable tenant protections.
Selection
Why residential real estate, and how we select properties
Why residential real estate?
- Identifiable properties with independently assessable market values
- Recurring rental income from long-term residential leases
- Potential long-term growth in property value
- A clear link between performance and the actual property market
- Transparency on selection, management, costs and risks
How we select properties
- Locations with good demographics and lasting demand for housing
- Independent valuation and a commercially justifiable purchase price
- Condition, expected maintenance and scope for sustainability improvements
- Rental potential, tenancy arrangements and applicable housing rules
- Exposure to environmental and physical risks, including flood risk
- A realistic long-term management and exit strategy
Your investment
No interest. Returns linked to real property.
Our intended model does not rely on investors earning interest from a loan. Instead, performance is linked to the economic results of acquiring, renting, managing and eventually selling residential property.
Rental income
Tenants pay rent for the use of the property. After operating expenses, maintenance, taxes, reserves and other applicable costs, distributable income may remain for investors.
Property value
Residential properties offer the potential for long-term capital appreciation. When a property is sold, any increase in value can contribute to the return. Property values can also fall, affecting the final result.
- Indicative purchase price
- €450,000
- Minimum participation
- From €3,000, subject to final terms
- Property use
- Long-term residential rental
- Underlying asset
- An identifiable residential property
- Possible sources of return
- Net rental income and realised sale proceeds
- Return
- Based on net rental income and realised property gains, after applicable costs
Illustration only. This is not an investment offer or a forecast. Investor rights, profit-sharing arrangements and fees are defined in the documentation of each opportunity.
How it works
Your investment journey, from registration to exit
- 01
Register your interest
Join the interest list, without obligation, and receive updates when an opportunity becomes available.
- 02
Review the opportunity
Receive the details: valuation, assumptions, projections, costs, risk information and the proposed Sharia documentation.
- 03
Choose your participation
Select an investment amount, subject to the terms and eligibility criteria of the specific offer.
- 04
Complete verification
Complete the required identification, investor onboarding and compliance checks.
- 05
Confirm and fund
Sign the participation documents and transfer your investment. The offer documents explain how funds are safeguarded before acquisition.
- 06
Acquisition
Once funding and other conditions are met, the investment vehicle acquires the asset under the agreed legal structure.
- 07
Letting and management
The asset is professionally managed. Costs, maintenance and reserves are recorded for investor reporting.
- 08
Updates and distributions
You receive reporting and, where permitted and available, distributions. Timing and amounts are not guaranteed.
- 09
Exit and settlement
At the end of the investment period, the asset may be sold or otherwise settled in line with the agreed exit provisions.
Ownership and transparency
Know what you are investing in
We intend to present each property opportunity with enough information for you to understand the asset and the terms of participation. The precise ownership vehicle and legal rights may differ per offer.
- The propertyLocation, type, valuation and condition.
- AcquisitionPurchase price, transaction costs and funding conditions.
- Rental positionTenancy arrangements, expected rent, vacancy assumptions and legal restrictions.
- Investment structureLegal ownership, investor rights, the applicable Islamic investment contract, profit-sharing and distribution rules.
- Management and feesProperty management, maintenance, reserves, insurance, administration and how service providers are paid.
- Risks, exit and reportingMarket risks, liquidity limitations, sale assumptions and regular operational and financial updates.
Economic participation does not necessarily make an investor an individually registered legal co-owner of the property. The actual position is determined by the signed investment documentation.
Risks
Halal investing is not risk-free
Investing in residential property carries financial, legal and operational risks. The value of a participation can rise or fall, and you may lose some or all of your capital.
- MarketProperty prices may fall, affecting eventual sale proceeds.
- RentalVacancies, non-payment, arrears or rental restrictions can reduce income.
- Tenant and regulatoryTenant protection, rent controls and housing rules may limit flexibility.
- Maintenance and sustainabilityRepairs and energy improvements may cost more than expected.
- ConcentrationA property-specific investment depends heavily on one asset and one location.
- LiquidityParticipations may be difficult or impossible to sell before exit.
- TimingAcquisitions, letting and the eventual sale may take longer than expected.
- Operational and legalService providers, contracts, ownership arrangements or disputes may affect outcomes.
- Structure and counterpartyThe insolvency of an operator or investment entity may affect investor rights and recoveries.
Even where a property is acquired without an interest-bearing mortgage, rental, valuation, liquidity, operational and legal risks remain. The final financing arrangements must be disclosed and reviewed for each offer.
Investment interest list
Explore upcoming property opportunities
Register your interest to receive information about upcoming residential real estate investments. Before participating, you will have access to the property information, financial assumptions, investment terms, risks and Sharia approval status.
- No obligation and no payment
- Updates when an opportunity opens
- Full information before you decide
Proposed participation in real estate opportunities from €3,000, subject to the final terms of each offer.
