For investors
Invest in tangible assets and productive businesses
Opportunities built around real economic activity, with returns linked to actual performance rather than interest. Clear information about the asset, the structure and the risks comes first.
- From €3,000Proposed, subject to final terms
- Rent + salePossible sources of return
- CuratedReviewed by Aminah
- Per businessStructure and terms
No returns are guaranteed. You may lose some or all of your capital.
Your goals
Built around your goals, amount and level of involvement
Every investor is different. Whether you look for measurable impact, alignment with your faith, diversification or more control and transparency, each opportunity comes with the information you need to decide whether it fits you.
- Measurable social impactCapital that supports real, tangible activity.
- Alignment with your valuesStructures designed around Islamic financial principles.
- Greater diversificationReal estate today, business investments and a Sukuk fund in the future.
- Control and transparencyClear structures, documented rights and regular reporting.
No obligation
Join the interest list and tell us your interests and indicative amount. You hear from us when an opportunity opens, with the full documentation and the risks stated up front.
Join the interest list
Three directions
Where your capital can work
We are clear about what is available today and what is still being built. Only opportunities with published offer documentation are open for investment.
Real estate investments
Residential real estate is central to our initial strategy, starting in the Netherlands and potentially expanding across the Benelux. We acquire carefully selected homes through dedicated investment structures and rent them out under long-term tenancy agreements.
- Property selection based on demand, independent valuation, condition and a realistic exit
- Returns linked to net rental income and any gain when a property is sold
- Ownership and investor rights defined per offer
- Proposed participation from €3,000, subject to final terms
Business investments
Many established businesses struggle to find financing that aligns with Islamic principles. We are building a way to connect investors with established businesses and promising entrepreneurs seeking Sharia-aligned capital.
- Returns from real work such as production, trade and services, not from interest
- Ownership, profit and risk allocated according to the chosen structure
- Opportunities presented through the curated bulletin board
Sukuk-based SME investment fund
As part of our long-term strategy, we are developing a diversified fund that provides capital to selected small and medium-sized enterprises through Sukuk structures. Sukuk are Islamic investment certificates linked to eligible assets or economic activities. Depending on their structure, investors receive rights to specified assets, benefits or cash flows, rather than interest payments on a loan.
The fund is not yet available for investment. Its structure, terms and risks will be set out in full before any offer is made.
Compare
The three directions side by side
Each direction is at a different stage. Only opportunities with published offer documentation are open for investment.
| Feature | Real estate | Business investments | Sukuk-based SME fund |
|---|---|---|---|
| Status | Initial focus | Building | In development |
| Where | Netherlands, open to the wider Benelux | Selected businesses, via the bulletin board | Small and medium-sized enterprises |
| Participation | Proposed from €3,000 | Set per opportunity | To be confirmed |
| Returns come from | Net rental income and sale proceeds | Results of the underlying business | Economic activity of the SMEs, not interest |
| Available today | Interest list open | Case by case, on request | Not yet available |
| Main risks | Market, rental and liquidity risk | Business performance and liquidity | Structure and terms not yet defined |
Illustrative overview. Returns are not guaranteed and you may lose some or all of your capital. Terms are set out per offer.
How investing works
Your investment journey, from interest to exit
Nine steps, with full information before you commit. The exact process is set out in each offer’s documentation.
- 01
Register your interest
Join the interest list, without obligation, and receive updates when an opportunity becomes available.
- 02
Review the opportunity
Receive the details: valuation, assumptions, projections, costs, risk information and the proposed Sharia documentation.
- 03
Choose your participation
Select an investment amount, subject to the terms and eligibility criteria of the specific offer.
- 04
Complete verification
Complete the required identification, investor onboarding and compliance checks.
- 05
Confirm and fund
Sign the participation documents and transfer your investment. The offer documents explain how funds are safeguarded before acquisition.
- 06
Acquisition
Once funding and other conditions are met, the investment vehicle acquires the asset under the agreed legal structure.
- 07
Letting and management
The asset is professionally managed. Costs, maintenance and reserves are recorded for investor reporting.
- 08
Updates and distributions
You receive reporting and, where permitted and available, distributions. Timing and amounts are not guaranteed.
- 09
Exit and settlement
At the end of the investment period, the asset may be sold or otherwise settled in line with the agreed exit provisions.
Where an offer is structured on an all-or-nothing basis, the acquisition only goes ahead once the required funding and other conditions have been met. Any refund arrangements are described in the offer documents.
Transparency
Know what you are investing in
Each opportunity comes with enough information for you to understand the asset and the terms of participation.
- The assetLocation, type, valuation and condition, or the business, its activities and financials.
- AcquisitionPurchase price, transaction costs and funding conditions.
- Income positionTenancy arrangements, expected rent, vacancy assumptions, or the business plan and its assumptions.
- Investment structureLegal ownership, investor rights, the Islamic contract used, profit-sharing and distribution rules.
- Management and feesManagement, maintenance, reserves, insurance, administration and how service providers are paid.
- Risks and exitMarket risks, liquidity limitations, exit assumptions and the Sharia review status.
Economic participation does not necessarily make an investor an individually registered legal co-owner of an asset. The actual position is set out in the signed investment documentation.
Risks
Halal investing is not risk-free
The value of a participation can rise or fall, and you may lose some or all of your capital. Avoiding interest does not remove investment risk.
- MarketProperty prices and business values may fall, affecting eventual sale proceeds.
- IncomeVacancies, non-payment, arrears or weaker business results can reduce income.
- LiquidityParticipations may be difficult or impossible to sell before exit.
- ConcentrationA single-asset investment depends heavily on one property, business or location.
- TimingAcquisitions, letting and the eventual sale may take longer than expected.
- Operational and legalService providers, contracts, ownership arrangements or disputes may affect outcomes.
- Structure and counterpartyThe insolvency of an operator or investment entity may affect investor rights and recoveries.
- RegulationTenant protection, rent controls and other rules may limit flexibility.
- Sharia complianceA structure or income source may be found non-compliant, requiring corrective action or purification of income.
Investment interest list
Join the interest list
Register your interest to receive information about upcoming opportunities. Each opportunity will have a defined funding target and subscription period.
- No obligation and no payment
- Updates when an opportunity opens
- Full information before you decide
Proposed participation in real estate opportunities from €3,000, subject to the final terms of each offer.
